Are we really in deep trouble if we do not have a college fund set up for our children when they are already to head off for college? Or, are we bad parents? Helping your kids through college is wonderful and demonstrates that you value their education.

Currently there are parents that barely get by, but no matter how tough it gets, they always manage to put money in the kid’s college funds, even though they can’t afford to purchase a house or contribute to their own 401(k) plans at work.

If you have to choose between putting money in the kid’s college funds and buying a house, but the house. You may be able to pay tuition with a home-equity loan when the time comes. You may find it easier to pay for college when that time comes. More >